Lakṣmī — whether wealth, power, or authority — does not stay with the timid or the miserly. She prefers intelligence and boldness. King Nanda possessed immense wealth, but through clever political strategy (युक्ति), his fortune was taken away. The lesson is clear: Wealth is not preserved by fear or stinginess, but by wise planning and courage. A ruler who clutches wealth in cowardice loses it faster than one who uses it strategically.