Hey folks, Just wanted to share something that might help someone out there who’s stuck in a tight spot. A couple weeks ago, I was about to lose a property deal because my lender pulled out two days before closing. Total mess. Out of desperation, I contacted a rep at RIF Bank, which I’d never used before but had heard could move fast. Long story short: I got approved the same day No collateral required Funds landed that evening Interest rate was actually decent (5.25%)