Today, we witness a higher cost of living. As the years pass by, expenses continue to increase, even for the basic necessities. It has become excessively difficult for a man to pay for everything from his salary. This is especially valid in the case of larger investments like purchasing land, hospital bills, construction, purchasing automobiles or jewelry. Man is born with the gift to dream. Hence he strives to achieve. But lack of financial support is what obstructs his goals of making his dreams a reality.